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Health Net
Health Net is one of the nation's largest publicly traded health care companies. It provides health care coverage to approximately 6.4 million people in 27 states and the District of Columbia. In California alone, Health Net has a network of 50,000 health care providers and 4,600 pharmacies. Health Net has been awarded a rating of “Excellent” by the National Committee for Quality Assurance (NCQA), an independent, not-for-profit organization that evaluates the quality of health care coverage plans based on service and clinical quality and maintains high standards of consumer protection and quality assurance.
In addition to its tradition of quality coverage, Health Net offers other advantages to its members as well, including its Well Rewards program, which offers discounts ranging from 10 to 60% on health related products and services, including eye exams, eye wear, and contact lenses, fitness club memberships, memberships to several national weight loss programs, including Jenny Craig and Weight Watchers, and ongoing massage therapy, acupuncture, and chiropractic programs.
Health Net also offers a range of plans for individuals and families. For those needing short term insurance by the day or month, Health Net offers short-term PPO plans for periods of up to six months. For those needing longer term coverage, there are a range of PPO plans for a variety of needs, including HSA plans, which act as a combination high-deductible policy and tax-advantaged savings account, ValueChoice, for those who rarely visit the doctor and need simply to protect themselves against major health care expenses, and several traditional plans offering a range of deductibles and co-payment rates.
Health Net also offers several HMO plans and optional dental, vision, and life insurance coverage. In addition to these individual and family plans, Health Net offers Medicare supplement plans and discount drug cards and a wide range of group plans designed to meet the needs of small, medium, or large-sized businesses.